• Basic Business Account
• Small Business Checking
• Business NOW
• Business Special NOW
• Money Market Accounts
• Second Century Money Market Accounts
• High Cotton Accounts

Available To: Sole Proprietor, Partnerships, Corporations, Limited Liability Corporations, Lodge, and Non - Profit and Public Funds

 
basic
          BUSINESS ACCOUNT

The Bank of Fayette County’s Basic Business Account is a simple and easy to use account featuring a low minimum balance.

Benefits:

• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
• Minimum balance to avoid service charge is $500
• 40 free withdrawals/ $0.15 thereafter
• 50 free deposited items/ $0.15 thereafter
• 15 free credits/ $0.15 thereafter
• $100 minimum to open
• $11 low balance maintenance fee
• Non-interest bearing account

* Subject to credit approval

small
          BUSINESS CHECKING

Whether you're just starting your small business or looking for new ways to manage cash, we have the right solution for you.

Benefits:

• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
• Minimum balance to avoid service charge- $1,500
• 75 free withdrawals/ $0.15 thereafter
• 100 free deposited items/ $0.15 thereafter
• 15 free credits/ $.15 thereafter
• $100 minimum to open
• $7 low balance maintenance fee
• Non-interest bearing account

* Subject to credit approval

business
          NOW ACCOUNT

Business NOW accounts are available to Sole Proprietor, Non Profit Corporations, Non Profit Organizations and Public Funds. NOW accounts pay interest on collected balances to help you maximize earnings.

Benefits:

• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
• Minimum balance to avoid service charge - $1,000
• 30 free withdrawals/ $.15 thereafter
• 20 free deposited items/ $.10 thereafter
• 20 free credits/ $.15 thereafter
• $100 minimum to open
• $8 low balance maintenance fee
• Interest bearing account

*Subject to credit approval.

business
          SPECIAL NOW

A Business Special NOW account is an interest bearing checking account. For a low monthly maintenance fee, you can earn interest on your checking account for Sole Proprietors, Non Profit Corporations, Non Profit Organizations and Public Funds.

Benefits:

• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
• Minimum balance to avoid service charge- $10,000
• 75 free withdrawals/ $.15 thereafter
• $100 minimum to open
• $12 low balance maintenance fee
• Interest bearing account

*Subject to credit approval

money
          MARKET ACCOUNTS

Consider setting aside a designated amount and watch your savings

Benefits:

• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
• Minimum balance to avoid service charge- $2,000
• 6 free withdrawals per month/$5.00 per withdrawal thereafter
• $2,000 minimum to open
• Interest bearing account.
• $11 low balance maintenance fee
• Receive “Imaged Checks” statement each month
• “Cashier Line” telephone banking

*Subject to credit approval
 
** Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the account be closed.

Second Century Money Market
          ACCOUNTS

Our Money Market Accounts are designed for those who want access to competitive rates and have immediate access to all of their accounts.

Benefits:

• Innovative Money Market Account tied to prime
• Minimum balance to avoid service charge- $125,000
• 6 free withdrawals per month/$8.00 per withdrawal thereafter
• $125,000 minimum to open
• Interest compounded monthly
• Interest rate is Prime minus 3.45
• Interest rate if balance falls below $125,000 any day of the cycle is 1.50-1.51% APY
• Receive “Imaged Checks” statement each month
• “Cashier Line” telephone banking
• Free checks
• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.* (no more than two signers on account).

* Subject to credit approval
** As published in the Wall Street Journal

Withdrawals limited by Federal Law to 6 per month and of those withdrawals only three of them may be by check, draft, debit card, check card or similar order made by the depositor and payable to a third party. Excessive withdrawals may require that the account be closed.

high
        COTTON ACCOUNTS

For businesses that maintain larger deposit balances and will benefit from an account which the interest rate adjusts with prime.

Benefits:

• Innovative Money Market Account
• Minimum balance to avoid service charge- $10,000
• 6 free withdrawals per month/$8.00 per withdrawal thereafter
• $10,000 minimum to open
• Interest compounded monthly
  • $10,000-$49,999- 39% of prime **
  • $50,000-$99,999- 42% of prime **
  • $100,000 or more- 48% of prime **
• $18.50 low balance maintenance fee
• Receive “Imaged Checks” statement each month
• “Cashier Line” telephone banking
• Free checks
• Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*

*Subject to credit approval
** As published in the Wall Street Journal

Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the account be closed.