Fayette County Insurance, a division of The Bank of Fayette County, offers an array of financial products. These financial products include:

• Life Insurance
• Homeowners Insurance
• Automobile Insurance
• Farm Insurance
• Individual and Group Health Insurance
• Long-term Care Insurance
• Disability Insurance
• Mutual Funds*
• Annuities
• Individual Retirement Accounts (IRA)*
• Simplified Employee Pension (SEP)*
• • 401k Plans and SIMPLE Plans*

life
          INSURANCE

Fayette County Insurance offers an array of life insurance products through a number of insurance companies. By providing numerous insurance carriers, we help insure you receive the coverage that best fits you and your family’s needs.

The most common types of insurance are as follows:

• Term – Term insurance provides coverage for a specified period of time. Benefits are paid to the beneficiary if the insured dies within the specified term. Term insurance does not earn cash value. It is usually the least expensive form of life insurance.
   
• Permanent – Permanent insurance is designed to provide coverage over the insured’s lifetime. Premiums are paid over the entire insured’s lifetime. Permanent insurance accumulates cash value subject to policy and market conditions. Usually the insured can borrower against the cash value of the policy. Benefits are paid to the beneficiary when the insured dies, less any outstanding loans.

homeowners
          INSURANCE

We offer a full line of packaged home insurance policies at competitive prices and quality service. These policies include:

• Dwelling
• Personal Property
• Liability
• Other Structures

farm
          INSURANCE

We offer policies for the weekend or full-time farmer. These policies include:

• Dwellings
• Barns
• Equipment
• Liability, including boarding horses
• Livestock
• Horses
• Agricultural Products

individual & group health
          INSURANCE

We offer a full range of health insurance products including:

• Short-term
• Individual
• Family
• Groups
• Medicare Supplements

disability
          INSURANCE

Disability Insurance provides income if you cannot work because of illness or a disabling accident according to the terms and conditions of the policy.

long-term care
          INSURANCE

Long-term care insurance provides coverage for services you may need when you are your family are unable to care for yourself. This need can arise from injury, illness, frailty or cognitive impairment. These services range from assistance with daily activities to specialized nursing care. Most plans allow you to choose the amount of coverage as well as where and how you want to use your long-term care benefits.

Note:
The above information provides only a brief explanation of the product and the coverage. It is not a contract. Refer to the printed information provided by our licensed agents. Read the contracts and disclosures fully before making any decisions.

* Will Fussell is a registered representative of and offers Securities through ING Financial Partners, member SIPC. The Bank of Fayette County/Fayette County Insurance is not subsidiaries of, nor controlled by ING Financial Partners.

Please contact Will Fussell at Fayette County Insurance for more information:

15995 Highway 64
Somerville, TN 38068
901-466-0955

Securities offered through ING Financial Partners, Inc, Member SIPC, NASD